Lending Interest Rates Statistics in Vietnam (2026)

According to World Bank World Development Indicators data, the average lending interest rate in Vietnam came to 9.3% in 2023. Up from 8% in 2022 to 9.3% in 2023 (+1.3 percentage points). Vietnam ranks #16 of 20 economies in East Asia & Pacific on this measure, and #59 of 112 globally.

Latest value (2023)
9.3% (2023)
Lending Interest Rates in Vietnam as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
+1.3 pp (2023)
Up from 8% in 2022 to 9.3% in 2023 (+1.3 percentage points).
Earliest value in this dataset (1993)
32.2% (1993)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 32.2% in 1993 to 9.3% in 2023.
Peak value (1993)
32.2% (1993)
Highest value in the available series; the 2023 value is 9.3%.
Rank in East Asia & Pacific (lower is better; rank 1 = lowest)
#16 of 20 (2023)
Vietnam ranks 16 of 20 countries in East Asia & Pacific with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#59 of 112 (2023)
Vietnam ranks 59 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
East Asia & Pacific average
7.8% (2023)
Vietnam (9.3%) is above the average of 7.8% across the 20 countries in East Asia & Pacific with data.
Internet use in Vietnam (2024)
84.2% (2024)
84.2% of the population in Vietnam used the internet in 2024 (World Bank); shown for context only.
Population (2024)
101 million (2024)
Vietnam had a population of 101 million in 2024 (World Bank); shown for scale only.
Lending Interest Rates in Vietnam by year (%)
Year % Change
2023 9.3%+1.3 pp
2022 8%+0.2 pp
2021 7.8%+0.2 pp
2020 7.6%−0.1 pp
2019 7.7%+0.3 pp
2018 7.4%+0.3 pp
2017 7.1%+0.1 pp
2016 7%−0.2 pp
2015 7.1%−1.5 pp
2014 8.7%−1.7 pp
2013 10.4%−3.1 pp
2012 13.5%−3.5 pp
2011 17%+3.8 pp
2010 13.1%+3.1 pp
2009 10.1%−5.7 pp
2008 15.8%+4.6 pp
2007 11.2%+0.0 pp
2006 11.2%+0.2 pp
2005 11%+1.3 pp
2004 9.7%+0.2 pp
2003 9.5%+0.4 pp
2002 9.1%−0.4 pp
2001 9.4%−1.1 pp
2000 10.6%−2.1 pp
1999 12.7%−1.7 pp
1998 14.4%−0.0 pp
1997 14.4%−5.7 pp
1996 20.1%−12.1 pp
1993 32.2%
Lending Interest Rates in Vietnam, 1993–2023Line chart of 29 observations from 1993 to 2023. Values range from 7% to 32.2%; the series starts at 32.2% in 1993 and ends at 9.3% in 2023.0%10%20%30%40%199320002005201020152020202332.2%9.3%
Fig. 1 — Lending Interest Rates in Vietnam, 1993–2023

Frequently asked questions

What is the latest figure for average lending interest rate in Vietnam?

The average lending interest rate in Vietnam stood at 9.3% in 2023, according to World Bank World Development Indicators data.

When did lending interest rates in Vietnam peak?

The highest value in the available series was 32.2% in 1993; the latest (2023) value is 9.3%.

How recent is the lending interest rates data for Vietnam?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Vietnam.

Where does the lending interest rates data for Vietnam come from?

The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Vietnam is from 2023; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator FR.INR.LEND, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .