Bank Deposits Statistics in Zambia (2026)

According to IMF Financial Access Survey data, outstanding bank deposits in Zambia came to 30.3% of GDP in 2024. Down from 32% of GDP in 2023 to 30.3% of GDP in 2024 (−1.7 percentage points). Zambia ranks #17 of 40 economies in Sub-Saharan Africa on this measure, and #138 of 172 globally.

Latest value (2024)
30.3% of GDP (2024)
Bank Deposits in Zambia as of 2024, the most recent observation in IMF Financial Access Survey data.
Change since 2023
−1.7 pp (2024)
Down from 32% of GDP in 2023 to 30.3% of GDP in 2024 (−1.7 percentage points).
Earliest value in this dataset (2004)
18.5% of GDP (2004)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18.5% of GDP in 2004 to 30.3% of GDP in 2024.
Peak value (2023)
32% of GDP (2023)
Highest value in the available series; the 2024 value is 30.3% of GDP.
Rank in Sub-Saharan Africa
#17 of 40 (2024)
Zambia ranks 17 of 40 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank
#138 of 172 (2024)
Zambia ranks 138 of 172 countries with data globally.
Sub-Saharan Africa average
39.2% of GDP (2024)
Zambia (30.3% of GDP) is below the average of 39.2% of GDP across the 40 countries in Sub-Saharan Africa with data.
Internet use in Zambia (2024)
17.1% (2024)
17.1% of the population in Zambia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
21.3 million (2024)
Zambia had a population of 21.3 million in 2024 (World Bank); shown for scale only.
Bank Deposits in Zambia by year (% of GDP)
Year % of GDP Change
2024 30.3%−1.7 pp
2023 32%+2.2 pp
2022 29.8%+4.2 pp
2021 25.5%−6.1 pp
2020 31.6%+8.7 pp
2019 22.9%+0.7 pp
2018 22.3%+0.4 pp
2017 21.8%+0.2 pp
2016 21.6%−3.7 pp
2015 25.3%+4.4 pp
2014 20.9%+0.5 pp
2013 20.4%+1.3 pp
2012 19.2%+0.8 pp
2011 18.4%+0.7 pp
2010 17.7%+0.4 pp
2009 17.3%−0.9 pp
2008 18.2%+0.5 pp
2007 17.6%+0.5 pp
2006 17.2%+2.4 pp
2005 14.8%−3.7 pp
2004 18.5%
Bank Deposits in Zambia, 2004–2024Line chart of 21 observations from 2004 to 2024. Values range from 14.8% to 32%; the series starts at 18.5% in 2004 and ends at 30.3% in 2024.10%15%20%25%30%35%2004201020152020202418.5%30.3%
Fig. 1 — Bank Deposits in Zambia, 2004–2024

Frequently asked questions

What is the latest figure for outstanding bank deposits in Zambia?

Outstanding bank deposits in Zambia stood at 30.3% of GDP in 2024, according to IMF Financial Access Survey data.

Where does the bank deposits data for Zambia come from?

The data comes from the IMF Financial Access Survey (indicator OUTD_COMBANK.POGDP). The latest observation for Zambia is from 2024; the snapshot was retrieved on 2026-06-10.

How has bank deposits in Zambia changed over time?

IMF Financial Access Survey data show a rise from 18.5% of GDP in 2004 to 30.3% of GDP in 2024.

Source: IMF Financial Access Survey, indicator OUTD_COMBANK.POGDP, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

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