Mobile Money Agents Statistics in Zambia (2026)
In 2024, mobile money agent density in Zambia stood at 4,675.8 per 100,000 adults, according to IMF Financial Access Survey data. Up from 3,653.5 per 100,000 adults in 2023 to 4,675.8 per 100,000 adults in 2024. Zambia ranks #2 of 35 economies in Sub-Saharan Africa on this measure, and #3 of 58 globally.
Key Statistics
- Latest value (2024)
- 4,675.8 per 100,000 adults (2024)
- Mobile Money Agents in Zambia as of 2024, the most recent observation in IMF Financial Access Survey data.
- Change since 2023
- +28% (2024)
- Up from 3,653.5 per 100,000 adults in 2023 to 4,675.8 per 100,000 adults in 2024.
- CAGR 2009–2024
- +75.2% per year (2024)
- Compound annual growth rate from 1 per 100,000 adults in 2009 to 4,675.8 per 100,000 adults in 2024.
- Earliest value in this dataset (2009)
- 1 per 100,000 adults (2009)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1 per 100,000 adults in 2009 to 4,675.8 per 100,000 adults in 2024.
- Record high (2024)
- 4,675.8 per 100,000 adults (2024)
- The 2024 value is the highest in the available IMF Financial Access Survey series for Zambia.
- Rank in Sub-Saharan Africa
- #2 of 35 (2024)
- Zambia ranks 2 of 35 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #3 of 58 (2024)
- Zambia ranks 3 of 58 countries with data globally.
- Sub-Saharan Africa average
- 2,160.7 per 100,000 adults (2024)
- Zambia (4,675.8 per 100,000 adults) is above the average of 2,160.7 per 100,000 adults across the 35 countries in Sub-Saharan Africa with data.
- Projected 2026 value
- 6,183.7 per 100,000 adults (2026)
- Projection applies a capped growth rate of 15%/yr — the observed 7-year trend (54.1%/yr) exceeds our ±15%/yr cap; not an official figure.
- Registered mobile money agent outlets (number) (2024)
- 583,459 (2024)
- Related indicator from IMF Financial Access Survey.
- Internet use in Zambia (2024)
- 17.1% (2024)
- 17.1% of the population in Zambia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 21.3 million (2024)
- Zambia had a population of 21.3 million in 2024 (World Bank); shown for scale only.
Trend, 2009–2024
| Year | per 100,000 adults | Change |
|---|---|---|
| 2024 | 4,676 | +28.0% |
| 2023 | 3,654 | +3.4% |
| 2022 | 3,532 | +56.9% |
| 2021 | 2,252 | +14.2% |
| 2020 | 1,971 | +89.3% |
| 2019 | 1,041 | +102.1% |
| 2018 | 515 | +127.8% |
| 2017 | 226 | +2.8% |
| 2016 | 220 | +2.8% |
| 2015 | 214 | +39.0% |
| 2014 | 154 | −11.4% |
| 2013 | 174 | +92.9% |
| 2012 | 90.1 | +113.9% |
| 2011 | 42.1 | +431.3% |
| 2010 | 7.9 | +663.8% |
| 2009 | 1 | — |
Frequently asked questions
What is the latest figure for mobile money agent density in Zambia?
Mobile money agent density in Zambia stood at 4,675.8 per 100,000 adults in 2024, according to IMF Financial Access Survey data.
How does Zambia compare with other countries in Sub-Saharan Africa?
Zambia ranks 2 of 35 countries in Sub-Saharan Africa with data, with 4,675.8 per 100,000 adults versus a regional average of 2,160.7 per 100,000 adults (latest values per country).
Where does Zambia rank globally on mobile money agents?
Zambia ranks 3 of 58 countries with data globally, based on the latest IMF Financial Access Survey value for each country.
What could mobile money agents in Zambia look like in 2026?
A trend-based projection puts it at 6,183.7 per 100,000 adults in 2026. Projection applies a capped growth rate of 15%/yr — the observed 7-year trend (54.1%/yr) exceeds our ±15%/yr cap; not an official figure.
How recent is the mobile money agents data for Zambia?
The most recent observation is from 2024. IMF Financial Access Survey data is reported with a lag, so 2024 is the latest available year for Zambia.
Source & methodology
Source: IMF Financial Access Survey, indicator
FA57N.PHTADLT_NUM, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .