Mobile Money Transactions Statistics in Zambia (2026)
As of 2024, mobile money transaction volume in Zambia was 239,690.3 per year per 1,000 adults, per IMF Financial Access Survey data. Up from 186,416.7 per year per 1,000 adults in 2023 to 239,690.3 per year per 1,000 adults in 2024. Zambia ranks #6 of 38 economies in Sub-Saharan Africa on this measure, and #6 of 72 globally.
Key Statistics
- Latest value (2024)
- 239,690.3 per year per 1,000 adults (2024)
- Mobile Money Transactions in Zambia as of 2024, the most recent observation in IMF Financial Access Survey data.
- Change since 2023
- +28.6% (2024)
- Up from 186,416.7 per year per 1,000 adults in 2023 to 239,690.3 per year per 1,000 adults in 2024.
- CAGR 2011–2024
- +84.4% per year (2024)
- Compound annual growth rate from 83.9 per year per 1,000 adults in 2011 to 239,690.3 per year per 1,000 adults in 2024.
- Earliest value in this dataset (2011)
- 83.9 per year per 1,000 adults (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 83.9 per year per 1,000 adults in 2011 to 239,690.3 per year per 1,000 adults in 2024.
- Record high (2024)
- 239,690.3 per year per 1,000 adults (2024)
- The 2024 value is the highest in the available IMF Financial Access Survey series for Zambia.
- Rank in Sub-Saharan Africa
- #6 of 38 (2024)
- Zambia ranks 6 of 38 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #6 of 72 (2024)
- Zambia ranks 6 of 72 countries with data globally.
- Sub-Saharan Africa average
- 118,786.3 per year per 1,000 adults (2024)
- Zambia (239,690.3 per year per 1,000 adults) is above the average of 118,786.3 per year per 1,000 adults across the 38 countries in Sub-Saharan Africa with data.
- Projected 2026 value
- 316,990.4 per year per 1,000 adults (2026)
- Projection applies a capped growth rate of 15%/yr — the observed 7-year trend (113.8%/yr) exceeds our ±15%/yr cap; not an official figure.
- Mobile money transactions during the reference year (number) (2024)
- 2,990,936,749 per year (count) (2024)
- Related indicator from IMF Financial Access Survey.
- Internet use in Zambia (2024)
- 17.1% (2024)
- 17.1% of the population in Zambia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 21.3 million (2024)
- Zambia had a population of 21.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | transactions per year per 1,000 adults | Change |
|---|---|---|
| 2024 | 239,690 | +28.6% |
| 2023 | 186,417 | +36.7% |
| 2022 | 136,320 | +83.0% |
| 2021 | 74,508 | +13.2% |
| 2020 | 65,847 | +32.4% |
| 2019 | 49,723 | +81.7% |
| 2018 | 27,363 | +2233.0% |
| 2017 | 1,173 | +82.1% |
| 2016 | 644 | +103.9% |
| 2015 | 316 | +127.3% |
| 2014 | 139 | −87.7% |
| 2013 | 1,133 | +135.6% |
| 2012 | 481 | +473.2% |
| 2011 | 83.9 | — |
Frequently asked questions
What is the latest figure for mobile money transaction volume in Zambia?
Mobile money transaction volume in Zambia stood at 239,690.3 per year per 1,000 adults in 2024, according to IMF Financial Access Survey data.
How has mobile money transactions in Zambia changed over time?
IMF Financial Access Survey data show a rise from 83.9 per year per 1,000 adults in 2011 to 239,690.3 per year per 1,000 adults in 2024.
How does Zambia compare with other countries in Sub-Saharan Africa?
Zambia ranks 6 of 38 countries in Sub-Saharan Africa with data, with 239,690.3 per year per 1,000 adults versus a regional average of 118,786.3 per year per 1,000 adults (latest values per country).
Where does Zambia rank globally on mobile money transactions?
Zambia ranks 6 of 72 countries with data globally, based on the latest IMF Financial Access Survey value for each country.
Source & methodology
Source: IMF Financial Access Survey, indicator
FA66N.PTADLT_NUM, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .