Nonperforming Loans Statistics in Zambia (2026)
According to World Bank World Development Indicators data, bank nonperforming loans in Zambia came to 5% of total gross loans in 2022. Down from 5.8% in 2021 to 5% in 2022 (−0.8 percentage points). Zambia ranks #8 of 29 economies in Sub-Saharan Africa on this measure, and #90 of 144 globally.
Key Statistics
- Latest value (2022)
- 5% (2022)
- Nonperforming Loans in Zambia as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2021
- −0.8 pp (2022)
- Down from 5.8% in 2021 to 5% in 2022 (−0.8 percentage points).
- Earliest value in this dataset (2007)
- 8.3% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 8.3% in 2007 to 5% in 2022.
- Peak value (2009)
- 27.2% (2009)
- Highest value in the available series; the 2022 value is 5%.
- Rank in Sub-Saharan Africa (lower is better; rank 1 = lowest)
- #8 of 29 (2022)
- Zambia ranks 8 of 29 countries in Sub-Saharan Africa with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #90 of 144 (2022)
- Zambia ranks 90 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
- Sub-Saharan Africa average
- 9.7% (2022)
- Zambia (5%) is below the average of 9.7% across the 29 countries in Sub-Saharan Africa with data.
- Domestic credit to private sector (% of GDP) (2024)
- 17% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Zambia (2024)
- 17.1% (2024)
- 17.1% of the population in Zambia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 21.3 million (2024)
- Zambia had a population of 21.3 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2022
| Year | % of total gross loans | Change |
|---|---|---|
| 2022 | 5% | −0.8 pp |
| 2021 | 5.8% | −5.8 pp |
| 2020 | 11.6% | +2.7 pp |
| 2019 | 8.9% | −2.0 pp |
| 2018 | 11% | −1.0 pp |
| 2017 | 12% | +2.3 pp |
| 2016 | 9.7% | +2.4 pp |
| 2015 | 7.3% | +1.2 pp |
| 2014 | 6.1% | −0.9 pp |
| 2013 | 7% | −1.1 pp |
| 2012 | 8.1% | −2.3 pp |
| 2011 | 10.4% | −4.4 pp |
| 2010 | 14.8% | −12.4 pp |
| 2009 | 27.2% | +21.0 pp |
| 2008 | 6.2% | −2.1 pp |
| 2007 | 8.3% | — |
Frequently asked questions
What is the latest figure for bank nonperforming loans in Zambia?
Bank nonperforming loans in Zambia stood at 5% of total gross loans in 2022, according to World Bank World Development Indicators data.
When did nonperforming loans in Zambia peak?
The highest value in the available series was 27.2% in 2009; the latest (2022) value is 5%.
How recent is the nonperforming loans data for Zambia?
The most recent observation is from 2022. World Bank World Development Indicators data is reported with a lag, so 2022 is the latest available year for Zambia.
Where does the nonperforming loans data for Zambia come from?
The data comes from the World Bank World Development Indicators (indicator FB.AST.NPER.ZS). The latest observation for Zambia is from 2022; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.AST.NPER.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .