Credit Card Ownership Statistics in Chad (2026)
As of the 2024 data, 3.5% of adults in Chad owned a credit card, per World Bank Global Findex. Up from 3.1% in 2022 to 3.5% in 2024 (+0.3 percentage points). Chad ranks #15 of 36 economies in Sub-Saharan Africa on this measure, and #110 of 142 globally.
Key Statistics
- Latest value (2024)
- 3.5% (2024)
- Credit Card Ownership in Chad as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- +0.3 pp (2024)
- Up from 3.1% in 2022 to 3.5% in 2024 (+0.3 percentage points).
- Earliest value in this dataset (2011)
- 5.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 5.3% in 2011 to 3.5% in 2024.
- Peak value (2011)
- 5.3% (2011)
- Highest value in the available series; the 2024 value is 3.5%.
- Rank in Sub-Saharan Africa
- #15 of 36 (2024)
- Chad ranks 15 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #110 of 142 (2024)
- Chad ranks 110 of 142 countries with data globally.
- Sub-Saharan Africa average
- 3.8% (2024)
- Chad (3.5%) is below the average of 3.8% across the 36 countries in Sub-Saharan Africa with data.
- Internet use in Chad (2024)
- 12.6% (2024)
- 12.6% of the population in Chad used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 20.3 million (2024)
- Chad had a population of 20.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 3.5% | +0.3 pp |
| 2022 | 3.1% | +0.2 pp |
| 2017 | 3% | +1.8 pp |
| 2014 | 1.2% | −4.1 pp |
| 2011 | 5.3% | — |
Frequently asked questions
What share of adults in Chad owned a credit card?
3.5% of adults in Chad owned a credit card in 2024, according to World Bank Global Findex data.
How has credit card ownership in Chad changed over time?
World Bank Global Findex data show a decline from 5.3% in 2011 to 3.5% in 2024.
How does Chad compare with other countries in Sub-Saharan Africa?
Chad ranks 15 of 36 countries in Sub-Saharan Africa with data, with 3.5% versus a regional average of 3.8% (latest values per country).
Where does Chad rank globally on credit card ownership?
Chad ranks 110 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin10, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .