Formal Savings Statistics in Czechia (2026)

59.8% of adults in Czechia saved at a formal financial institution in 2021, World Bank Global Findex data show. Up from 45.3% in 2017 to 59.8% in 2021 (+14.5 percentage points). Czechia ranks #11 of 46 economies in Europe & Central Asia on this measure, and #18 of 142 globally.

Key Statistics

Latest value (2021): 59.8% (2021); Formal Savings in Czechia as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017: +14.5 pp (2021); Up from 45.3% in 2017 to 59.8% in 2021 (+14.5 percentage points).
Earliest value in this dataset (2011): 35.5% (2011); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 35.5% in 2011 to 59.8% in 2021.
Record high (2021): 59.8% (2021); The 2021 value is the highest in the available World Bank Global Findex series for Czechia.
Rank in Europe & Central Asia: #11 of 46 (2021); Czechia ranks 11 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank: #18 of 142 (2021); Czechia ranks 18 of 142 countries with data globally.
Europe & Central Asia average: 40.6% (2021); Czechia (59.8%) is above the average of 40.6% across the 46 countries in Europe & Central Asia with data.
Among women (2021): 56.4% (2021); Value for women in Czechia, same 2021 World Bank Global Findex data.
Among men (2021): 63.3% (2021); Value for men in Czechia, same 2021 World Bank Global Findex data.
Gender gap (women minus men): −6.9 pp (2021); In 2021, the figure was 56.4% for women and 63.3% for men — 6.9 percentage points lower among women.
Among the poorest 40% (2021): 55.7% (2021); Value for adults in the poorest 40% of households in Czechia in 2021.
Poorest-40% gap vs national: −4.1 pp (2021); The poorest 40% (55.7%) are 4.1 percentage points below the national figure (59.8%).
Internet use in Czechia (2024): 87.7% (2024); 87.7% of the population in Czechia used the internet in 2024 (World Bank); shown for context only.
Population (2024): 10.9 million (2024); Czechia had a population of 10.9 million in 2024 (World Bank); shown for scale only.

Trend, 2011–2021

Formal Savings in Czechia by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2021	59.8%	+14.5 pp
2017	45.3%	+7.7 pp
2014	37.6%	+2.1 pp
2011	35.5%	—

Fig. 1 — Formal Savings in Czechia, 2011–2021

Frequently asked questions

What share of adults in Czechia saved at a formal financial institution?

59.8% of adults in Czechia saved at a formal financial institution in 2021, according to World Bank Global Findex data.

How recent is the formal savings data for Czechia?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Czechia.

Where does the formal savings data for Czechia come from?

The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Czechia is from 2021; the snapshot was retrieved on 2026-06-10.

How has formal savings in Czechia changed over time?

World Bank Global Findex data show a rise from 35.5% in 2011 to 59.8% in 2021.

How does Czechia compare with other countries in Europe & Central Asia?

Czechia ranks 11 of 46 countries in Europe & Central Asia with data, with 59.8% versus a regional average of 40.6% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator fin17a, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.