Formal & Mobile Money Savings Statistics in Ecuador (2026)

22.3% of adults in Ecuador saved at a formal financial institution or using a mobile money account in 2024, World Bank Global Findex data show. Up from 13.1% in 2021 to 22.3% in 2024 (+9.2 percentage points). Ecuador ranks #13 of 20 economies in Latin America & Caribbean on this measure, and #97 of 142 globally.

Latest value (2024)
22.3% (2024)
Formal & Mobile Money Savings in Ecuador as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+9.2 pp (2024)
Up from 13.1% in 2021 to 22.3% in 2024 (+9.2 percentage points).
Earliest value in this dataset (2011)
14.5% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 14.5% in 2011 to 22.3% in 2024.
Record high (2024)
22.3% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Ecuador.
Rank in Latin America & Caribbean
#13 of 20 (2024)
Ecuador ranks 13 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank
#97 of 142 (2024)
Ecuador ranks 97 of 142 countries with data globally.
Latin America & Caribbean average
24.7% (2024)
Ecuador (22.3%) is below the average of 24.7% across the 20 countries in Latin America & Caribbean with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
22% (2024)
Related indicator from World Bank Global Findex.
Internet use in Ecuador (2024)
77.2% (2024)
77.2% of the population in Ecuador used the internet in 2024 (World Bank); shown for context only.
Population (2024)
18.1 million (2024)
Ecuador had a population of 18.1 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Ecuador by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 22.3%+9.2 pp
2021 13.1%+0.9 pp
2017 12.2%−2.0 pp
2014 14.3%−0.2 pp
2011 14.5%
Formal & Mobile Money Savings in Ecuador, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 12.2% to 22.3%; the series starts at 14.5% in 2011 and ends at 22.3% in 2024.10%15%20%25%201120152020202414.5%22.3%
Fig. 1 — Formal & Mobile Money Savings in Ecuador, 2011–2024

Frequently asked questions

What share of adults in Ecuador saved at a formal financial institution or using a mobile money account?

22.3% of adults in Ecuador saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How does Ecuador compare with other countries in Latin America & Caribbean?

Ecuador ranks 13 of 20 countries in Latin America & Caribbean with data, with 22.3% versus a regional average of 24.7% (latest values per country).

Where does Ecuador rank globally on formal & mobile money savings?

Ecuador ranks 97 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

How recent is the formal & mobile money savings data for Ecuador?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Ecuador.

Where does the formal & mobile money savings data for Ecuador come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Ecuador is from 2024; the snapshot was retrieved on 2026-06-10.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .