Credit Card Usage Statistics in Guatemala (2026)
According to World Bank Global Findex data, 3% of adults in Guatemala used a credit card in 2024. Down from 4% in 2022 to 3% in 2024 (−1 percentage points). Guatemala ranks #18 of 20 economies in Latin America & Caribbean on this measure, and #98 of 142 globally.
Key Statistics
- Latest value (2024)
- 3% (2024)
- Credit Card Usage in Guatemala as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −1 pp (2024)
- Down from 4% in 2022 to 3% in 2024 (−1 percentage points).
- Earliest value in this dataset (2014)
- 4.9% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 4.9% in 2014 to 3% in 2024.
- Peak value (2017)
- 5.1% (2017)
- Highest value in the available series; the 2024 value is 3%.
- Rank in Latin America & Caribbean
- #18 of 20 (2024)
- Guatemala ranks 18 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #98 of 142 (2024)
- Guatemala ranks 98 of 142 countries with data globally.
- Latin America & Caribbean average
- 12.4% (2024)
- Guatemala (3%) is below the average of 12.4% across the 20 countries in Latin America & Caribbean with data.
- Owns a credit card (% age 15+) (2024)
- 4.2% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Guatemala (2024)
- 60.2% (2024)
- 60.2% of the population in Guatemala used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18.4 million (2024)
- Guatemala had a population of 18.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 3% | −1.0 pp |
| 2022 | 4% | −1.1 pp |
| 2017 | 5.1% | +0.2 pp |
| 2014 | 4.9% | — |
Frequently asked questions
What share of adults in Guatemala used a credit card?
3% of adults in Guatemala used a credit card in 2024, according to World Bank Global Findex data.
When did credit card usage in Guatemala peak?
The highest value in the available series was 5.1% in 2017; the latest (2024) value is 3%.
How recent is the credit card usage data for Guatemala?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Guatemala.
Where does the credit card usage data for Guatemala come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Guatemala is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .