Credit Card Ownership Statistics in Jamaica (2026)

11.8% of adults in Jamaica owned a credit card in 2021, World Bank Global Findex data show. Down from 13.8% in 2014 to 11.8% in 2021 (−2 percentage points). Jamaica ranks #13 of 20 economies in Latin America & Caribbean on this measure, and #69 of 142 globally.

Key Statistics

Latest value (2021): 11.8% (2021); Credit Card Ownership in Jamaica as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2014: −2 pp (2021); Down from 13.8% in 2014 to 11.8% in 2021 (−2 percentage points).
Earliest value in this dataset (2011): 6.9% (2011); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 6.9% in 2011 to 11.8% in 2021.
Peak value (2014): 13.8% (2014); Highest value in the available series; the 2021 value is 11.8%.
Rank in Latin America & Caribbean: #13 of 20 (2021); Jamaica ranks 13 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank: #69 of 142 (2021); Jamaica ranks 69 of 142 countries with data globally.
Latin America & Caribbean average: 15.9% (2021); Jamaica (11.8%) is below the average of 15.9% across the 20 countries in Latin America & Caribbean with data.
Among women (2021): 12.8% (2021); Value for women in Jamaica, same 2021 World Bank Global Findex data.
Among men (2021): 10.7% (2021); Value for men in Jamaica, same 2021 World Bank Global Findex data.
Gender gap (women minus men): +2.1 pp (2021); In 2021, the figure was 12.8% for women and 10.7% for men — 2.1 percentage points higher among women.
Internet use in Jamaica (2024): 90.1% (2024); 90.1% of the population in Jamaica used the internet in 2024 (World Bank); shown for context only.
Population (2024): 2.8 million (2024); Jamaica had a population of 2.8 million in 2024 (World Bank); shown for scale only.

Trend, 2011–2021

Credit Card Ownership in Jamaica by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2021	11.8%	−2.0 pp
2014	13.8%	+6.9 pp
2011	6.9%	—

Fig. 1 — Credit Card Ownership in Jamaica, 2011–2021

Frequently asked questions

What share of adults in Jamaica owned a credit card?

11.8% of adults in Jamaica owned a credit card in 2021, according to World Bank Global Findex data.

How does Jamaica compare with other countries in Latin America & Caribbean?

Jamaica ranks 13 of 20 countries in Latin America & Caribbean with data, with 11.8% versus a regional average of 15.9% (latest values per country).

Where does Jamaica rank globally on credit card ownership?

Jamaica ranks 69 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

Is there a gender gap in credit card ownership in Jamaica?

Yes — in 2021 the figure was 12.8% for women and 10.7% for men, a gap of 2.1 percentage points in favor of women.

When did credit card ownership in Jamaica peak?

The highest value in the available series was 13.8% in 2014; the latest (2021) value is 11.8%.

Source & methodology

Source: World Bank Global Findex, indicator fin10, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.