Credit Card Usage Statistics in Jamaica (2026)

As of the 2021 data, 5.8% of adults in Jamaica used a credit card, per World Bank Global Findex. Down from 9.8% in 2014 to 5.8% in 2021 (−4.1 percentage points). Jamaica ranks #16 of 20 economies in Latin America & Caribbean on this measure, and #76 of 142 globally.

Latest value (2021)
5.8% (2021)
Credit Card Usage in Jamaica as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2014
−4.1 pp (2021)
Down from 9.8% in 2014 to 5.8% in 2021 (−4.1 percentage points).
Peak value (2014)
9.8% (2014)
Highest value in the available series; the 2021 value is 5.8%.
Rank in Latin America & Caribbean
#16 of 20 (2021)
Jamaica ranks 16 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank
#76 of 142 (2021)
Jamaica ranks 76 of 142 countries with data globally.
Latin America & Caribbean average
12.4% (2021)
Jamaica (5.8%) is below the average of 12.4% across the 20 countries in Latin America & Caribbean with data.
Owns a credit card (% age 15+) (2021)
11.8% (2021)
Related indicator from World Bank Global Findex.
Internet use in Jamaica (2024)
90.1% (2024)
90.1% of the population in Jamaica used the internet in 2024 (World Bank); shown for context only.
Population (2024)
2.8 million (2024)
Jamaica had a population of 2.8 million in 2024 (World Bank); shown for scale only.
Credit Card Usage in Jamaica by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 5.8%−4.1 pp
2014 9.8%

Frequently asked questions

What share of adults in Jamaica used a credit card?

5.8% of adults in Jamaica used a credit card in 2021, according to World Bank Global Findex data.

Where does Jamaica rank globally on credit card usage?

Jamaica ranks 76 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

When did credit card usage in Jamaica peak?

The highest value in the available series was 9.8% in 2014; the latest (2021) value is 5.8%.

Source: World Bank Global Findex, indicator fin22g, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .