Lending Interest Rates Statistics in Jamaica (2026)

In 2024, the average lending interest rate in Jamaica stood at 12%, according to World Bank World Development Indicators data. Up from 11.7% in 2023 to 12% in 2024 (+0.3 percentage points). Jamaica ranks #19 of 29 economies in Latin America & Caribbean on this measure, and #76 of 112 globally.

Latest value (2024)
12% (2024)
Lending Interest Rates in Jamaica as of 2024, the most recent observation in World Bank World Development Indicators data.
Change since 2023
+0.3 pp (2024)
Up from 11.7% in 2023 to 12% in 2024 (+0.3 percentage points).
Earliest value in this dataset (1990)
30.5% (1990)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 30.5% in 1990 to 12% in 2024.
Peak value (1994)
49.5% (1994)
Highest value in the available series; the 2024 value is 12%.
Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
#19 of 29 (2024)
Jamaica ranks 19 of 29 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#76 of 112 (2024)
Jamaica ranks 76 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
Latin America & Caribbean average
12.6% (2024)
Jamaica (12%) is below the average of 12.6% across the 29 countries in Latin America & Caribbean with data.
Risk premium on lending (lending rate minus treasury bill rate, %) (2024)
4.3% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Jamaica (2024)
90.1% (2024)
90.1% of the population in Jamaica used the internet in 2024 (World Bank); shown for context only.
Population (2024)
2.8 million (2024)
Jamaica had a population of 2.8 million in 2024 (World Bank); shown for scale only.
Lending Interest Rates in Jamaica by year (%)
Year % Change
2024 12%+0.3 pp
2023 11.7%+0.2 pp
2022 11.4%−0.1 pp
2021 11.5%−0.6 pp
2020 12.1%−0.9 pp
2019 13%−1.1 pp
2018 14.1%−0.8 pp
2017 14.9%−1.6 pp
2016 16.5%−0.5 pp
2015 17%−0.2 pp
2014 17.2%−0.5 pp
2013 17.7%+0.1 pp
2012 17.6%−1.9 pp
2011 19.5%−0.9 pp
2010 20.5%+4.0 pp
2009 16.4%−0.4 pp
2008 16.8%−0.4 pp
2007 17.2%−0.4 pp
2006 17.6%+0.3 pp
2005 17.4%−0.8 pp
2004 18.1%−0.7 pp
2003 18.9%+0.4 pp
2002 18.5%−2.1 pp
2001 20.6%−2.7 pp
2000 23.3%−3.7 pp
1999 27%−4.6 pp
1998 31.6%−1.3 pp
1997 32.9%−7.0 pp
1996 39.8%−3.7 pp
1995 43.6%−5.9 pp
1994 49.5%+5.7 pp
1993 43.7%−1.1 pp
1992 44.8%+13.3 pp
1991 31.5%+1.0 pp
1990 30.5%
Lending Interest Rates in Jamaica, 1990–2024Line chart of 35 observations from 1990 to 2024. Values range from 11.4% to 49.5%; the series starts at 30.5% in 1990 and ends at 12% in 2024.10%20%30%40%50%199020002010202430.5%12%
Fig. 1 — Lending Interest Rates in Jamaica, 1990–2024

Frequently asked questions

What is the latest figure for average lending interest rate in Jamaica?

The average lending interest rate in Jamaica stood at 12% in 2024, according to World Bank World Development Indicators data.

Where does the lending interest rates data for Jamaica come from?

The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Jamaica is from 2024; the snapshot was retrieved on 2026-06-10.

How has lending interest rates in Jamaica changed over time?

World Bank World Development Indicators data show a decline from 30.5% in 1990 to 12% in 2024.

Source: World Bank, World Development Indicators, indicator FR.INR.LEND, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .