Bank Account Ownership Statistics in Kosovo (2026)
According to World Bank Global Findex data, 64.2% of adults in Kosovo had an account at a bank or similar financial institution in 2024. Up from 58% in 2021 to 64.2% in 2024 (+6.1 percentage points). Kosovo ranks #41 of 46 economies in Europe & Central Asia on this measure, and #75 of 145 globally.
Key Statistics
- Latest value (2024)
- 64.2% (2024)
- Bank Account Ownership in Kosovo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +6.1 pp (2024)
- Up from 58% in 2021 to 64.2% in 2024 (+6.1 percentage points).
- Earliest value in this dataset (2011)
- 44.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 44.3% in 2011 to 64.2% in 2024.
- Record high (2024)
- 64.2% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Kosovo.
- Rank in Europe & Central Asia
- #41 of 46 (2024)
- Kosovo ranks 41 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #75 of 145 (2024)
- Kosovo ranks 75 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- Kosovo (64.2%) is below the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 59.8% (2024)
- Value for women in Kosovo, same 2024 World Bank Global Findex data.
- Among men (2024)
- 68.8% (2024)
- Value for men in Kosovo, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −9 pp (2024)
- In 2024, the figure was 59.8% for women and 68.8% for men — 9 percentage points lower among women.
- In rural areas (2024)
- 61.6% (2024)
- Value for rural residents of Kosovo in 2024.
- Rural gap vs national
- −2.6 pp (2024)
- Rural residents (61.6%) are 2.6 percentage points below the national figure (64.2%).
- Among the poorest 40% (2024)
- 66.7% (2024)
- Value for adults in the poorest 40% of households in Kosovo in 2024.
- Poorest-40% gap vs national
- +2.5 pp (2024)
- The poorest 40% (66.7%) are 2.5 percentage points above the national figure (64.2%).
- Internet use in Kosovo (2018)
- 89.4% (2018)
- 89.4% of the population in Kosovo used the internet in 2018 (World Bank); shown for context only.
- Population (2024)
- 1.6 million (2024)
- Kosovo had a population of 1.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 64.2% | +6.1 pp |
| 2021 | 58% | +5.7 pp |
| 2017 | 52.3% | +4.5 pp |
| 2014 | 47.8% | +3.5 pp |
| 2011 | 44.3% | — |
Frequently asked questions
What share of adults in Kosovo had an account at a bank or similar financial institution?
64.2% of adults in Kosovo had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
How does Kosovo compare with other countries in Europe & Central Asia?
Kosovo ranks 41 of 46 countries in Europe & Central Asia with data, with 64.2% versus a regional average of 85.9% (latest values per country).
Where does Kosovo rank globally on bank account ownership?
Kosovo ranks 75 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in bank account ownership in Kosovo?
Yes — in 2024 the figure was 59.8% for women and 68.8% for men, a gap of 9 percentage points in favor of men.
How recent is the bank account ownership data for Kosovo?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Kosovo.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .