Business Bank Credit Access Statistics in Liberia (2026)

In 2025, 38.4% of firms in Liberia had a bank loan or line of credit, according to World Bank World Development Indicators data. Up from 18.9% in 2017 to 38.4% in 2025 (+19.5 percentage points). Liberia ranks #8 of 45 economies in Sub-Saharan Africa on this measure, and #63 of 145 globally.

Key Statistics

Latest value (2025): 38.4% (2025); Business Bank Credit Access in Liberia as of 2025, the most recent observation in World Bank World Development Indicators data.
Change since 2017: +19.5 pp (2025); Up from 18.9% in 2017 to 38.4% in 2025 (+19.5 percentage points).
Earliest value in this dataset (2009): 14% (2009); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 14% in 2009 to 38.4% in 2025.
Record high (2025): 38.4% (2025); The 2025 value is the highest in the available World Bank World Development Indicators series for Liberia.
Rank in Sub-Saharan Africa: #8 of 45 (2025); Liberia ranks 8 of 45 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank: #63 of 145 (2025); Liberia ranks 63 of 145 countries with data globally.
Sub-Saharan Africa average: 23% (2025); Liberia (38.4%) is above the average of 23% across the 45 countries in Sub-Saharan Africa with data.
Firms using banks to finance working capital (% of firms) (2025): 21.8% (2025); Related indicator from World Bank World Development Indicators.
Firms using banks to finance investment (% of firms) (2025): 4.6% (2025); Related indicator from World Bank World Development Indicators.
Internet use in Liberia (2024): 32.2% (2024); 32.2% of the population in Liberia used the internet in 2024 (World Bank); shown for context only.
Population (2024): 5.6 million (2024); Liberia had a population of 5.6 million in 2024 (World Bank); shown for scale only.

Trend, 2009–2025

Business Bank Credit Access in Liberia by year (% of firms)
Year	% of firms	Change
2025	38.4%	+19.5 pp
2017	18.9%	+4.9 pp
2009	14%	—

Fig. 1 — Business Bank Credit Access in Liberia, 2009–2025

Frequently asked questions

What share of firms in Liberia had a bank loan or line of credit?

38.4% of firms in Liberia had a bank loan or line of credit in 2025, according to World Bank World Development Indicators data.

Where does the business bank credit access data for Liberia come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Liberia is from 2025; the snapshot was retrieved on 2026-06-10.

How has business bank credit access in Liberia changed over time?

World Bank World Development Indicators data show a rise from 14% in 2009 to 38.4% in 2025.

How does Liberia compare with other countries in Sub-Saharan Africa?

Liberia ranks 8 of 45 countries in Sub-Saharan Africa with data, with 38.4% versus a regional average of 23% (latest values per country).

Where does Liberia rank globally on business bank credit access?

Liberia ranks 63 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

Source & methodology

Source: World Bank, World Development Indicators, indicator IC.FRM.BNKL.ZS, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.