Online Bill Payments Statistics in Malawi (2026)

In 2024, 11% of adults in Malawi paid bills online or from a mobile phone, according to World Bank Global Findex data. Up from 10% in 2021 to 11% in 2024 (+1 percentage points). Malawi ranks #20 of 36 economies in Sub-Saharan Africa on this measure, and #106 of 142 globally.

Latest value (2024)
11% (2024)
Online Bill Payments in Malawi as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+1 pp (2024)
Up from 10% in 2021 to 11% in 2024 (+1 percentage points).
Earliest value in this dataset (2017)
6.8% (2017)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 6.8% in 2017 to 11% in 2024.
Record high (2024)
11% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Malawi.
Rank in Sub-Saharan Africa
#20 of 36 (2024)
Malawi ranks 20 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank
#106 of 142 (2024)
Malawi ranks 106 of 142 countries with data globally.
Sub-Saharan Africa average
16% (2024)
Malawi (11%) is below the average of 16% across the 36 countries in Sub-Saharan Africa with data.
Among women (2024)
7.7% (2024)
Value for women in Malawi, same 2024 World Bank Global Findex data.
Among men (2024)
14.7% (2024)
Value for men in Malawi, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−7 pp (2024)
In 2024, the figure was 7.7% for women and 14.7% for men — 7 percentage points lower among women.
In rural areas (2024)
9.7% (2024)
Value for rural residents of Malawi in 2024.
Rural gap vs national
−1.3 pp (2024)
Rural residents (9.7%) are 1.3 percentage points below the national figure (11%).
Among the poorest 40% (2024)
4.3% (2024)
Value for adults in the poorest 40% of households in Malawi in 2024.
Poorest-40% gap vs national
−6.7 pp (2024)
The poorest 40% (4.3%) are 6.7 percentage points below the national figure (11%).
Internet use in Malawi (2024)
19% (2024)
19% of the population in Malawi used the internet in 2024 (World Bank); shown for context only.
Population (2024)
21.7 million (2024)
Malawi had a population of 21.7 million in 2024 (World Bank); shown for scale only.
Online Bill Payments in Malawi by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 11%+1.0 pp
2021 10%+3.2 pp
2017 6.8%
Online Bill Payments in Malawi, 2017–2024Line chart of 3 observations from 2017 to 2024. Values range from 6.8% to 11%; the series starts at 6.8% in 2017 and ends at 11% in 2024.6%8%10%12%20172020202220246.8%11%
Fig. 1 — Online Bill Payments in Malawi, 2017–2024

Frequently asked questions

What share of adults in Malawi paid bills online or from a mobile phone?

11% of adults in Malawi paid bills online or from a mobile phone in 2024, according to World Bank Global Findex data.

Where does the online bill payments data for Malawi come from?

The data comes from the World Bank Global Findex (indicator fin26a). The latest observation for Malawi is from 2024; the snapshot was retrieved on 2026-06-10.

How has online bill payments in Malawi changed over time?

World Bank Global Findex data show a rise from 6.8% in 2017 to 11% in 2024.

Source: World Bank Global Findex, indicator fin26a, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .