Account Ownership Statistics in Malta (2026)

As of the 2024 data, 96.6% of adults in Malta had an account at a financial institution or mobile money provider, per World Bank Global Findex. Up from 96.4% in 2021 to 96.6% in 2024 (+0.1 percentage points). Malta ranks #1 of 20 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #27 of 145 globally.

Latest value (2024)
96.6% (2024)
Account Ownership in Malta as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+0.1 pp (2024)
Up from 96.4% in 2021 to 96.6% in 2024 (+0.1 percentage points).
Earliest value in this dataset (2011)
95.3% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 95.3% in 2011 to 96.6% in 2024.
Peak value (2017)
97.4% (2017)
Highest value in the available series; the 2024 value is 96.6%.
Rank in Middle East, North Africa, Afghanistan & Pakistan
#1 of 20 (2024)
Malta ranks 1 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank
#27 of 145 (2024)
Malta ranks 27 of 145 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average
52.5% (2024)
Malta (96.6%) is above the average of 52.5% across the 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Among women (2024)
96.1% (2024)
Value for women in Malta, same 2024 World Bank Global Findex data.
Among men (2024)
97% (2024)
Value for men in Malta, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−1 pp (2024)
In 2024, the figure was 96.1% for women and 97% for men — 1 percentage points lower among women.
In rural areas (2024)
97.2% (2024)
Value for rural residents of Malta in 2024.
Rural gap vs national
+0.6 pp (2024)
Rural residents (97.2%) are 0.6 percentage points above the national figure (96.6%).
Among the poorest 40% (2024)
93.4% (2024)
Value for adults in the poorest 40% of households in Malta in 2024.
Poorest-40% gap vs national
−3.1 pp (2024)
The poorest 40% (93.4%) are 3.1 percentage points below the national figure (96.6%).
Internet use in Malta (2024)
93.9% (2024)
93.9% of the population in Malta used the internet in 2024 (World Bank); shown for context only.
Population (2024)
568,847 (2024)
Malta had a population of 568,847 in 2024 (World Bank); shown for scale only.
Account Ownership in Malta by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 96.6%+0.1 pp
2021 96.4%−0.9 pp
2017 97.4%+1.0 pp
2014 96.3%+1.1 pp
2011 95.3%
Account Ownership in Malta, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 95.3% to 97.4%; the series starts at 95.3% in 2011 and ends at 96.6% in 2024.95%96%97%98%201120152020202495.3%96.6%
Fig. 1 — Account Ownership in Malta, 2011–2024

Frequently asked questions

What share of adults in Malta had an account at a financial institution or mobile money provider?

96.6% of adults in Malta had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.

Is there a gender gap in account ownership in Malta?

Yes — in 2024 the figure was 96.1% for women and 97% for men, a gap of 1 percentage points in favor of men.

When did account ownership in Malta peak?

The highest value in the available series was 97.4% in 2017; the latest (2024) value is 96.6%.

Source: World Bank Global Findex, indicator account.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

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