Bank Account Ownership Statistics in Montenegro (2026)
As of the 2024 data, 75.4% of adults in Montenegro had an account at a bank or similar financial institution, per World Bank Global Findex. Up from 68.4% in 2017 to 75.4% in 2024 (+7 percentage points). Montenegro ranks #37 of 46 economies in Europe & Central Asia on this measure, and #62 of 145 globally.
Key Statistics
- Latest value (2024)
- 75.4% (2024)
- Bank Account Ownership in Montenegro as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +7 pp (2024)
- Up from 68.4% in 2017 to 75.4% in 2024 (+7 percentage points).
- Earliest value in this dataset (2011)
- 50.4% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 50.4% in 2011 to 75.4% in 2024.
- Record high (2024)
- 75.4% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Montenegro.
- Rank in Europe & Central Asia
- #37 of 46 (2024)
- Montenegro ranks 37 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #62 of 145 (2024)
- Montenegro ranks 62 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- Montenegro (75.4%) is below the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 73.4% (2024)
- Value for women in Montenegro, same 2024 World Bank Global Findex data.
- Among men (2024)
- 77.6% (2024)
- Value for men in Montenegro, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −4.2 pp (2024)
- In 2024, the figure was 73.4% for women and 77.6% for men — 4.2 percentage points lower among women.
- In rural areas (2024)
- 74.1% (2024)
- Value for rural residents of Montenegro in 2024.
- Rural gap vs national
- −1.3 pp (2024)
- Rural residents (74.1%) are 1.3 percentage points below the national figure (75.4%).
- Among the poorest 40% (2024)
- 66.7% (2024)
- Value for adults in the poorest 40% of households in Montenegro in 2024.
- Poorest-40% gap vs national
- −8.7 pp (2024)
- The poorest 40% (66.7%) are 8.7 percentage points below the national figure (75.4%).
- Internet use in Montenegro (2024)
- 88.9% (2024)
- 88.9% of the population in Montenegro used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 623,525 (2024)
- Montenegro had a population of 623,525 in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 75.4% | +7.0 pp |
| 2017 | 68.4% | +8.5 pp |
| 2014 | 59.8% | +9.4 pp |
| 2011 | 50.4% | — |
Frequently asked questions
What share of adults in Montenegro had an account at a bank or similar financial institution?
75.4% of adults in Montenegro had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Where does Montenegro rank globally on bank account ownership?
Montenegro ranks 62 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in bank account ownership in Montenegro?
Yes — in 2024 the figure was 73.4% for women and 77.6% for men, a gap of 4.2 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .