Bank Account Ownership Statistics in Portugal (2026)
As of the 2024 data, 91.4% of adults in Portugal had an account at a bank or similar financial institution, per World Bank Global Findex. Down from 92.6% in 2021 to 91.4% in 2024 (−1.3 percentage points). Portugal ranks #23 of 46 economies in Europe & Central Asia on this measure, and #33 of 145 globally.
Key Statistics
- Latest value (2024)
- 91.4% (2024)
- Bank Account Ownership in Portugal as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −1.3 pp (2024)
- Down from 92.6% in 2021 to 91.4% in 2024 (−1.3 percentage points).
- Earliest value in this dataset (2011)
- 81.2% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 81.2% in 2011 to 91.4% in 2024.
- Peak value (2021)
- 92.6% (2021)
- Highest value in the available series; the 2024 value is 91.4%.
- Rank in Europe & Central Asia
- #23 of 46 (2024)
- Portugal ranks 23 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #33 of 145 (2024)
- Portugal ranks 33 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- Portugal (91.4%) is above the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 88.2% (2024)
- Value for women in Portugal, same 2024 World Bank Global Findex data.
- Among men (2024)
- 94.8% (2024)
- Value for men in Portugal, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −6.6 pp (2024)
- In 2024, the figure was 88.2% for women and 94.8% for men — 6.6 percentage points lower among women.
- In rural areas (2024)
- 91.9% (2024)
- Value for rural residents of Portugal in 2024.
- Rural gap vs national
- +0.5 pp (2024)
- Rural residents (91.9%) are 0.5 percentage points above the national figure (91.4%).
- Among the poorest 40% (2024)
- 87.7% (2024)
- Value for adults in the poorest 40% of households in Portugal in 2024.
- Poorest-40% gap vs national
- −3.7 pp (2024)
- The poorest 40% (87.7%) are 3.7 percentage points below the national figure (91.4%).
- Internet use in Portugal (2024)
- 88.5% (2024)
- 88.5% of the population in Portugal used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.7 million (2024)
- Portugal had a population of 10.7 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 91.4% | −1.3 pp |
| 2021 | 92.6% | +0.3 pp |
| 2017 | 92.3% | +5.0 pp |
| 2014 | 87.4% | +6.2 pp |
| 2011 | 81.2% | — |
Frequently asked questions
What share of adults in Portugal had an account at a bank or similar financial institution?
91.4% of adults in Portugal had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Where does Portugal rank globally on bank account ownership?
Portugal ranks 33 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in bank account ownership in Portugal?
Yes — in 2024 the figure was 88.2% for women and 94.8% for men, a gap of 6.6 percentage points in favor of men.
When did bank account ownership in Portugal peak?
The highest value in the available series was 92.6% in 2021; the latest (2024) value is 91.4%.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .