Formal Savings Statistics in Portugal (2026)
In 2021, 42.7% of adults in Portugal saved at a formal financial institution, according to World Bank Global Findex data. Up from 31.6% in 2017 to 42.7% in 2021 (+11.1 percentage points). Portugal ranks #24 of 46 economies in Europe & Central Asia on this measure, and #38 of 142 globally.
Key Statistics
- Latest value (2021)
- 42.7% (2021)
- Formal Savings in Portugal as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +11.1 pp (2021)
- Up from 31.6% in 2017 to 42.7% in 2021 (+11.1 percentage points).
- Earliest value in this dataset (2011)
- 25.6% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 25.6% in 2011 to 42.7% in 2021.
- Record high (2021)
- 42.7% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Portugal.
- Rank in Europe & Central Asia
- #24 of 46 (2021)
- Portugal ranks 24 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #38 of 142 (2021)
- Portugal ranks 38 of 142 countries with data globally.
- Europe & Central Asia average
- 40.6% (2021)
- Portugal (42.7%) is above the average of 40.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 38.9% (2021)
- Value for women in Portugal, same 2021 World Bank Global Findex data.
- Among men (2021)
- 46.9% (2021)
- Value for men in Portugal, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −8.1 pp (2021)
- In 2021, the figure was 38.9% for women and 46.9% for men — 8.1 percentage points lower among women.
- Among the poorest 40% (2021)
- 30.7% (2021)
- Value for adults in the poorest 40% of households in Portugal in 2021.
- Poorest-40% gap vs national
- −12 pp (2021)
- The poorest 40% (30.7%) are 12 percentage points below the national figure (42.7%).
- Internet use in Portugal (2024)
- 88.5% (2024)
- 88.5% of the population in Portugal used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.7 million (2024)
- Portugal had a population of 10.7 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 42.7% | +11.1 pp |
| 2017 | 31.6% | +6.7 pp |
| 2014 | 24.9% | −0.7 pp |
| 2011 | 25.6% | — |
Frequently asked questions
What share of adults in Portugal saved at a formal financial institution?
42.7% of adults in Portugal saved at a formal financial institution in 2021, according to World Bank Global Findex data.
Where does the formal savings data for Portugal come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Portugal is from 2021; the snapshot was retrieved on 2026-06-10.
How has formal savings in Portugal changed over time?
World Bank Global Findex data show a rise from 25.6% in 2011 to 42.7% in 2021.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .