Credit Card Usage Statistics in Romania (2026)
In 2024, 16.2% of adults in Romania used a credit card, according to World Bank Global Findex data. Up from 13.6% in 2021 to 16.2% in 2024 (+2.6 percentage points). Romania ranks #30 of 46 economies in Europe & Central Asia on this measure, and #48 of 142 globally.
Key Statistics
- Latest value (2024)
- 16.2% (2024)
- Credit Card Usage in Romania as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +2.6 pp (2024)
- Up from 13.6% in 2021 to 16.2% in 2024 (+2.6 percentage points).
- Earliest value in this dataset (2014)
- 9.8% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 9.8% in 2014 to 16.2% in 2024.
- Record high (2024)
- 16.2% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Romania.
- Rank in Europe & Central Asia
- #30 of 46 (2024)
- Romania ranks 30 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #48 of 142 (2024)
- Romania ranks 48 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2024)
- Romania (16.2%) is below the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2024)
- 22.2% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Romania (2024)
- 91.3% (2024)
- 91.3% of the population in Romania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 19.1 million (2024)
- Romania had a population of 19.1 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 16.2% | +2.6 pp |
| 2021 | 13.6% | +4.3 pp |
| 2017 | 9.3% | −0.6 pp |
| 2014 | 9.8% | — |
Frequently asked questions
What share of adults in Romania used a credit card?
16.2% of adults in Romania used a credit card in 2024, according to World Bank Global Findex data.
How has credit card usage in Romania changed over time?
World Bank Global Findex data show a rise from 9.8% in 2014 to 16.2% in 2024.
How does Romania compare with other countries in Europe & Central Asia?
Romania ranks 30 of 46 countries in Europe & Central Asia with data, with 16.2% versus a regional average of 26.3% (latest values per country).
Where does Romania rank globally on credit card usage?
Romania ranks 48 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
How recent is the credit card usage data for Romania?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Romania.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .