Bank Account Ownership Statistics in Serbia (2026)

As of the 2024 data, 83.3% of adults in Serbia had an account at a bank or similar financial institution, per World Bank Global Findex. Down from 89.4% in 2021 to 83.3% in 2024 (−6.2 percentage points). Serbia ranks #32 of 46 economies in Europe & Central Asia on this measure, and #53 of 145 globally.

Latest value (2024)
83.3% (2024)
Bank Account Ownership in Serbia as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−6.2 pp (2024)
Down from 89.4% in 2021 to 83.3% in 2024 (−6.2 percentage points).
Earliest value in this dataset (2011)
62.2% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 62.2% in 2011 to 83.3% in 2024.
Peak value (2021)
89.4% (2021)
Highest value in the available series; the 2024 value is 83.3%.
Rank in Europe & Central Asia
#32 of 46 (2024)
Serbia ranks 32 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#53 of 145 (2024)
Serbia ranks 53 of 145 countries with data globally.
Europe & Central Asia average
85.9% (2024)
Serbia (83.3%) is below the average of 85.9% across the 46 countries in Europe & Central Asia with data.
Among women (2024)
81.1% (2024)
Value for women in Serbia, same 2024 World Bank Global Findex data.
Among men (2024)
85.7% (2024)
Value for men in Serbia, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−4.6 pp (2024)
In 2024, the figure was 81.1% for women and 85.7% for men — 4.6 percentage points lower among women.
In rural areas (2024)
81.9% (2024)
Value for rural residents of Serbia in 2024.
Rural gap vs national
−1.3 pp (2024)
Rural residents (81.9%) are 1.3 percentage points below the national figure (83.3%).
Among the poorest 40% (2024)
75.1% (2024)
Value for adults in the poorest 40% of households in Serbia in 2024.
Poorest-40% gap vs national
−8.1 pp (2024)
The poorest 40% (75.1%) are 8.1 percentage points below the national figure (83.3%).
Internet use in Serbia (2024)
87.7% (2024)
87.7% of the population in Serbia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
6.6 million (2024)
Serbia had a population of 6.6 million in 2024 (World Bank); shown for scale only.
Bank Account Ownership in Serbia by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 83.3%−6.2 pp
2021 89.4%+18.0 pp
2017 71.4%−11.7 pp
2014 83.1%+20.9 pp
2011 62.2%
Bank Account Ownership in Serbia, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 62.2% to 89.4%; the series starts at 62.2% in 2011 and ends at 83.3% in 2024.60%70%80%90%201120152020202462.2%83.3%
Fig. 1 — Bank Account Ownership in Serbia, 2011–2024

Frequently asked questions

What share of adults in Serbia had an account at a bank or similar financial institution?

83.3% of adults in Serbia had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.

Is there a gender gap in bank account ownership in Serbia?

Yes — in 2024 the figure was 81.1% for women and 85.7% for men, a gap of 4.6 percentage points in favor of men.

When did bank account ownership in Serbia peak?

The highest value in the available series was 89.4% in 2021; the latest (2024) value is 83.3%.

How recent is the bank account ownership data for Serbia?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Serbia.

Source: World Bank Global Findex, indicator fiaccount.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .