Business Bank Credit Access Statistics in Serbia (2026)
According to World Bank World Development Indicators data, 47.1% of firms in Serbia had a bank loan or line of credit in 2024. Down from 53.6% in 2019 to 47.1% in 2024 (−6.5 percentage points). Serbia ranks #19 of 43 economies in Europe & Central Asia on this measure, and #39 of 145 globally.
Key Statistics
- Latest value (2024)
- 47.1% (2024)
- Business Bank Credit Access in Serbia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −6.5 pp (2024)
- Down from 53.6% in 2019 to 47.1% in 2024 (−6.5 percentage points).
- Earliest value in this dataset (2009)
- 67.6% (2009)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 67.6% in 2009 to 47.1% in 2024.
- Peak value (2009)
- 67.6% (2009)
- Highest value in the available series; the 2024 value is 47.1%.
- Rank in Europe & Central Asia
- #19 of 43 (2024)
- Serbia ranks 19 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #39 of 145 (2024)
- Serbia ranks 39 of 145 countries with data globally.
- Europe & Central Asia average
- 44.8% (2024)
- Serbia (47.1%) is above the average of 44.8% across the 43 countries in Europe & Central Asia with data.
- Firms using banks to finance working capital (% of firms) (2024)
- 39.6% (2024)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2024)
- 40.7% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Serbia (2024)
- 87.7% (2024)
- 87.7% of the population in Serbia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 6.6 million (2024)
- Serbia had a population of 6.6 million in 2024 (World Bank); shown for scale only.
Trend, 2009–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 47.1% | −6.5 pp |
| 2019 | 53.6% | −0.3 pp |
| 2013 | 53.8% | −13.8 pp |
| 2009 | 67.6% | — |
Frequently asked questions
What share of firms in Serbia had a bank loan or line of credit?
47.1% of firms in Serbia had a bank loan or line of credit in 2024, according to World Bank World Development Indicators data.
When did business bank credit access in Serbia peak?
The highest value in the available series was 67.6% in 2009; the latest (2024) value is 47.1%.
How recent is the business bank credit access data for Serbia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Serbia.
Where does the business bank credit access data for Serbia come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Serbia is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .