Formal & Mobile Money Borrowing Statistics in Tajikistan (2026)
In 2024, 17.1% of adults in Tajikistan borrowed from a formal financial institution or using a mobile money account, according to World Bank Global Findex data. Up from 12.6% in 2021 to 17.1% in 2024 (+4.4 percentage points). Tajikistan ranks #38 of 46 economies in Europe & Central Asia on this measure, and #73 of 142 globally.
Key Statistics
- Latest value (2024)
- 17.1% (2024)
- Formal & Mobile Money Borrowing in Tajikistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +4.4 pp (2024)
- Up from 12.6% in 2021 to 17.1% in 2024 (+4.4 percentage points).
- Earliest value in this dataset (2014)
- 4.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 4.2% in 2014 to 17.1% in 2024.
- Record high (2024)
- 17.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Tajikistan.
- Rank in Europe & Central Asia
- #38 of 46 (2024)
- Tajikistan ranks 38 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #73 of 142 (2024)
- Tajikistan ranks 73 of 142 countries with data globally.
- Europe & Central Asia average
- 33.4% (2024)
- Tajikistan (17.1%) is below the average of 33.4% across the 46 countries in Europe & Central Asia with data.
- Borrowed from a formal bank or similar financial institution (% age 15+) (2024)
- 17.1% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Tajikistan (2024)
- 55.8% (2024)
- 55.8% of the population in Tajikistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.6 million (2024)
- Tajikistan had a population of 10.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 17.1% | +4.4 pp |
| 2021 | 12.6% | −2.8 pp |
| 2017 | 15.5% | +11.3 pp |
| 2014 | 4.2% | — |
Frequently asked questions
What share of adults in Tajikistan borrowed from a formal financial institution or using a mobile money account?
17.1% of adults in Tajikistan borrowed from a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.
Where does the formal & mobile money borrowing data for Tajikistan come from?
The data comes from the World Bank Global Findex (indicator fin22a.22a1.22g.d). The latest observation for Tajikistan is from 2024; the snapshot was retrieved on 2026-06-10.
How has formal & mobile money borrowing in Tajikistan changed over time?
World Bank Global Findex data show a rise from 4.2% in 2014 to 17.1% in 2024.
How does Tajikistan compare with other countries in Europe & Central Asia?
Tajikistan ranks 38 of 46 countries in Europe & Central Asia with data, with 17.1% versus a regional average of 33.4% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin22a.22a1.22g.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .