Formal Borrowing Statistics in Tajikistan (2026)
In 2024, 17.1% of adults in Tajikistan borrowed from a formal financial institution, according to World Bank Global Findex data. Up from 12.4% in 2021 to 17.1% in 2024 (+4.6 percentage points). Tajikistan ranks #38 of 46 economies in Europe & Central Asia on this measure, and #65 of 142 globally.
Key Statistics
- Latest value (2024)
- 17.1% (2024)
- Formal Borrowing in Tajikistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +4.6 pp (2024)
- Up from 12.4% in 2021 to 17.1% in 2024 (+4.6 percentage points).
- Earliest value in this dataset (2014)
- 4.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 4.2% in 2014 to 17.1% in 2024.
- Record high (2024)
- 17.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Tajikistan.
- Rank in Europe & Central Asia
- #38 of 46 (2024)
- Tajikistan ranks 38 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #65 of 142 (2024)
- Tajikistan ranks 65 of 142 countries with data globally.
- Europe & Central Asia average
- 33.3% (2024)
- Tajikistan (17.1%) is below the average of 33.3% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 14.5% (2024)
- Value for women in Tajikistan, same 2024 World Bank Global Findex data.
- Among men (2024)
- 19.7% (2024)
- Value for men in Tajikistan, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −5.2 pp (2024)
- In 2024, the figure was 14.5% for women and 19.7% for men — 5.2 percentage points lower among women.
- Among the poorest 40% (2024)
- 18.2% (2024)
- Value for adults in the poorest 40% of households in Tajikistan in 2024.
- Poorest-40% gap vs national
- +1.2 pp (2024)
- The poorest 40% (18.2%) are 1.2 percentage points above the national figure (17.1%).
- Internet use in Tajikistan (2024)
- 55.8% (2024)
- 55.8% of the population in Tajikistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.6 million (2024)
- Tajikistan had a population of 10.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 17.1% | +4.6 pp |
| 2021 | 12.4% | −3.1 pp |
| 2017 | 15.5% | +11.3 pp |
| 2014 | 4.2% | — |
Frequently asked questions
What share of adults in Tajikistan borrowed from a formal financial institution?
17.1% of adults in Tajikistan borrowed from a formal financial institution in 2024, according to World Bank Global Findex data.
How does Tajikistan compare with other countries in Europe & Central Asia?
Tajikistan ranks 38 of 46 countries in Europe & Central Asia with data, with 17.1% versus a regional average of 33.3% (latest values per country).
Where does Tajikistan rank globally on formal borrowing?
Tajikistan ranks 65 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in formal borrowing in Tajikistan?
Yes — in 2024 the figure was 14.5% for women and 19.7% for men, a gap of 5.2 percentage points in favor of men.
How recent is the formal borrowing data for Tajikistan?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Tajikistan.
Source & methodology
Source: World Bank Global Findex, indicator
fin22a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .