Business Bank Credit Access Statistics in Tunisia (2026)
As of the 2024 data, 32.1% of firms in Tunisia had a bank loan or line of credit, per World Bank World Development Indicators. Down from 42% in 2020 to 32.1% in 2024 (−9.9 percentage points). Tunisia ranks #5 of 14 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #76 of 145 globally.
Key Statistics
- Latest value (2024)
- 32.1% (2024)
- Business Bank Credit Access in Tunisia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2020
- −9.9 pp (2024)
- Down from 42% in 2020 to 32.1% in 2024 (−9.9 percentage points).
- Earliest value in this dataset (2013)
- 53.6% (2013)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 53.6% in 2013 to 32.1% in 2024.
- Peak value (2013)
- 53.6% (2013)
- Highest value in the available series; the 2024 value is 32.1%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #5 of 14 (2024)
- Tunisia ranks 5 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #76 of 145 (2024)
- Tunisia ranks 76 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 24.8% (2024)
- Tunisia (32.1%) is above the average of 24.8% across the 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Firms using banks to finance working capital (% of firms) (2024)
- 35% (2024)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2024)
- 32.6% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Tunisia (2024)
- 76.5% (2024)
- 76.5% of the population in Tunisia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 12.3 million (2024)
- Tunisia had a population of 12.3 million in 2024 (World Bank); shown for scale only.
Trend, 2013–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 32.1% | −9.9 pp |
| 2020 | 42% | −11.6 pp |
| 2013 | 53.6% | — |
Frequently asked questions
What share of firms in Tunisia had a bank loan or line of credit?
32.1% of firms in Tunisia had a bank loan or line of credit in 2024, according to World Bank World Development Indicators data.
How recent is the business bank credit access data for Tunisia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Tunisia.
Where does the business bank credit access data for Tunisia come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Tunisia is from 2024; the snapshot was retrieved on 2026-06-10.
How has business bank credit access in Tunisia changed over time?
World Bank World Development Indicators data show a decline from 53.6% in 2013 to 32.1% in 2024.
How does Tunisia compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Tunisia ranks 5 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 32.1% versus a regional average of 24.8% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .