Formal Savings Statistics in Uruguay (2026)

In 2021, 15.1% of adults in Uruguay saved at a formal financial institution, according to World Bank Global Findex data. Up from 11.8% in 2017 to 15.1% in 2021 (+3.3 percentage points). Uruguay ranks #14 of 20 economies in Latin America & Caribbean on this measure, and #93 of 142 globally.

Latest value (2021)
15.1% (2021)
Formal Savings in Uruguay as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
+3.3 pp (2021)
Up from 11.8% in 2017 to 15.1% in 2021 (+3.3 percentage points).
Earliest value in this dataset (2011)
5.7% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 5.7% in 2011 to 15.1% in 2021.
Record high (2021)
15.1% (2021)
The 2021 value is the highest in the available World Bank Global Findex series for Uruguay.
Rank in Latin America & Caribbean
#14 of 20 (2021)
Uruguay ranks 14 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank
#93 of 142 (2021)
Uruguay ranks 93 of 142 countries with data globally.
Latin America & Caribbean average
21.3% (2021)
Uruguay (15.1%) is below the average of 21.3% across the 20 countries in Latin America & Caribbean with data.
Among women (2021)
13.3% (2021)
Value for women in Uruguay, same 2021 World Bank Global Findex data.
Among men (2021)
17.1% (2021)
Value for men in Uruguay, same 2021 World Bank Global Findex data.
Gender gap (women minus men)
−3.8 pp (2021)
In 2021, the figure was 13.3% for women and 17.1% for men — 3.8 percentage points lower among women.
Among the poorest 40% (2021)
5.2% (2021)
Value for adults in the poorest 40% of households in Uruguay in 2021.
Poorest-40% gap vs national
−9.9 pp (2021)
The poorest 40% (5.2%) are 9.9 percentage points below the national figure (15.1%).
Internet use in Uruguay (2024)
92% (2024)
92% of the population in Uruguay used the internet in 2024 (World Bank); shown for context only.
Population (2024)
3.4 million (2024)
Uruguay had a population of 3.4 million in 2024 (World Bank); shown for scale only.
Formal Savings in Uruguay by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 15.1%+3.3 pp
2017 11.8%−0.7 pp
2014 12.5%+6.8 pp
2011 5.7%
Formal Savings in Uruguay, 2011–2021Line chart of 4 observations from 2011 to 2021. Values range from 5.7% to 15.1%; the series starts at 5.7% in 2011 and ends at 15.1% in 2021.5%7.5%10%12.5%15%17.5%201120142016201820215.7%15.1%
Fig. 1 — Formal Savings in Uruguay, 2011–2021

Frequently asked questions

What share of adults in Uruguay saved at a formal financial institution?

15.1% of adults in Uruguay saved at a formal financial institution in 2021, according to World Bank Global Findex data.

Is there a gender gap in formal savings in Uruguay?

Yes — in 2021 the figure was 13.3% for women and 17.1% for men, a gap of 3.8 percentage points in favor of men.

How recent is the formal savings data for Uruguay?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Uruguay.

Where does the formal savings data for Uruguay come from?

The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Uruguay is from 2021; the snapshot was retrieved on 2026-06-10.

Source: World Bank Global Findex, indicator fin17a, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .