Formal & Mobile Money Borrowing Statistics in Uzbekistan (2026)

In 2024, 11.8% of adults in Uzbekistan borrowed from a formal financial institution or using a mobile money account, according to World Bank Global Findex data. Up from 7.5% in 2021 to 11.8% in 2024 (+4.3 percentage points). Uzbekistan ranks #42 of 46 economies in Europe & Central Asia on this measure, and #101 of 142 globally.

Latest value (2024)
11.8% (2024)
Formal & Mobile Money Borrowing in Uzbekistan as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+4.3 pp (2024)
Up from 7.5% in 2021 to 11.8% in 2024 (+4.3 percentage points).
Earliest value in this dataset (2014)
2.2% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.2% in 2014 to 11.8% in 2024.
Record high (2024)
11.8% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Uzbekistan.
Rank in Europe & Central Asia
#42 of 46 (2024)
Uzbekistan ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#101 of 142 (2024)
Uzbekistan ranks 101 of 142 countries with data globally.
Europe & Central Asia average
33.4% (2024)
Uzbekistan (11.8%) is below the average of 33.4% across the 46 countries in Europe & Central Asia with data.
Borrowed from a formal bank or similar financial institution (% age 15+) (2024)
11.8% (2024)
Related indicator from World Bank Global Findex.
Internet use in Uzbekistan (2024)
89.5% (2024)
89.5% of the population in Uzbekistan used the internet in 2024 (World Bank); shown for context only.
Population (2024)
36.4 million (2024)
Uzbekistan had a population of 36.4 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Borrowing in Uzbekistan by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 11.8%+4.3 pp
2021 7.5%+5.1 pp
2017 2.4%+0.1 pp
2014 2.2%
Formal & Mobile Money Borrowing in Uzbekistan, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 2.2% to 11.8%; the series starts at 2.2% in 2014 and ends at 11.8% in 2024.0%2.5%5%7.5%10%12.5%2014201620182020202220242.2%11.8%
Fig. 1 — Formal & Mobile Money Borrowing in Uzbekistan, 2014–2024

Frequently asked questions

What share of adults in Uzbekistan borrowed from a formal financial institution or using a mobile money account?

11.8% of adults in Uzbekistan borrowed from a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How recent is the formal & mobile money borrowing data for Uzbekistan?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Uzbekistan.

Where does the formal & mobile money borrowing data for Uzbekistan come from?

The data comes from the World Bank Global Findex (indicator fin22a.22a1.22g.d). The latest observation for Uzbekistan is from 2024; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money borrowing in Uzbekistan changed over time?

World Bank Global Findex data show a rise from 2.2% in 2014 to 11.8% in 2024.

Source: World Bank Global Findex, indicator fin22a.22a1.22g.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .