Formal Borrowing Statistics in Uzbekistan (2026)
In 2024, 11.8% of adults in Uzbekistan borrowed from a formal financial institution, according to World Bank Global Findex data. Up from 7.5% in 2021 to 11.8% in 2024 (+4.3 percentage points). Uzbekistan ranks #42 of 46 economies in Europe & Central Asia on this measure, and #89 of 142 globally.
Key Statistics
- Latest value (2024)
- 11.8% (2024)
- Formal Borrowing in Uzbekistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +4.3 pp (2024)
- Up from 7.5% in 2021 to 11.8% in 2024 (+4.3 percentage points).
- Earliest value in this dataset (2014)
- 2.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.2% in 2014 to 11.8% in 2024.
- Record high (2024)
- 11.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Uzbekistan.
- Rank in Europe & Central Asia
- #42 of 46 (2024)
- Uzbekistan ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #89 of 142 (2024)
- Uzbekistan ranks 89 of 142 countries with data globally.
- Europe & Central Asia average
- 33.3% (2024)
- Uzbekistan (11.8%) is below the average of 33.3% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 10.7% (2024)
- Value for women in Uzbekistan, same 2024 World Bank Global Findex data.
- Among men (2024)
- 12.8% (2024)
- Value for men in Uzbekistan, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.1 pp (2024)
- In 2024, the figure was 10.7% for women and 12.8% for men — 2.1 percentage points lower among women.
- Among the poorest 40% (2024)
- 8.9% (2024)
- Value for adults in the poorest 40% of households in Uzbekistan in 2024.
- Poorest-40% gap vs national
- −2.9 pp (2024)
- The poorest 40% (8.9%) are 2.9 percentage points below the national figure (11.8%).
- Internet use in Uzbekistan (2024)
- 89.5% (2024)
- 89.5% of the population in Uzbekistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 36.4 million (2024)
- Uzbekistan had a population of 36.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 11.8% | +4.3 pp |
| 2021 | 7.5% | +5.1 pp |
| 2017 | 2.4% | +0.1 pp |
| 2014 | 2.2% | — |
Frequently asked questions
What share of adults in Uzbekistan borrowed from a formal financial institution?
11.8% of adults in Uzbekistan borrowed from a formal financial institution in 2024, according to World Bank Global Findex data.
Where does the formal borrowing data for Uzbekistan come from?
The data comes from the World Bank Global Findex (indicator fin22a). The latest observation for Uzbekistan is from 2024; the snapshot was retrieved on 2026-06-10.
How has formal borrowing in Uzbekistan changed over time?
World Bank Global Findex data show a rise from 2.2% in 2014 to 11.8% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fin22a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .