Business Bank Credit Access Statistics in Czechia (2026)
As of the 2024 data, 42.4% of firms in Czechia had a bank loan or line of credit, per World Bank World Development Indicators. Down from 44.6% in 2019 to 42.4% in 2024 (−2.2 percentage points). Czechia ranks #26 of 43 economies in Europe & Central Asia on this measure, and #53 of 145 globally.
Key Statistics
- Latest value (2024)
- 42.4% (2024)
- Business Bank Credit Access in Czechia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −2.2 pp (2024)
- Down from 44.6% in 2019 to 42.4% in 2024 (−2.2 percentage points).
- Earliest value in this dataset (2009)
- 46.6% (2009)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 46.6% in 2009 to 42.4% in 2024.
- Peak value (2013)
- 55.8% (2013)
- Highest value in the available series; the 2024 value is 42.4%.
- Rank in Europe & Central Asia
- #26 of 43 (2024)
- Czechia ranks 26 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #53 of 145 (2024)
- Czechia ranks 53 of 145 countries with data globally.
- Europe & Central Asia average
- 44.8% (2024)
- Czechia (42.4%) is below the average of 44.8% across the 43 countries in Europe & Central Asia with data.
- Firms using banks to finance working capital (% of firms) (2024)
- 41.4% (2024)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2024)
- 26.3% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Czechia (2024)
- 87.7% (2024)
- 87.7% of the population in Czechia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.9 million (2024)
- Czechia had a population of 10.9 million in 2024 (World Bank); shown for scale only.
Trend, 2009–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 42.4% | −2.2 pp |
| 2019 | 44.6% | −11.2 pp |
| 2013 | 55.8% | +9.2 pp |
| 2009 | 46.6% | — |
Frequently asked questions
What share of firms in Czechia had a bank loan or line of credit?
42.4% of firms in Czechia had a bank loan or line of credit in 2024, according to World Bank World Development Indicators data.
How recent is the business bank credit access data for Czechia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Czechia.
Where does the business bank credit access data for Czechia come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Czechia is from 2024; the snapshot was retrieved on 2026-06-10.
How has business bank credit access in Czechia changed over time?
World Bank World Development Indicators data show a decline from 46.6% in 2009 to 42.4% in 2024.
How does Czechia compare with other countries in Europe & Central Asia?
Czechia ranks 26 of 43 countries in Europe & Central Asia with data, with 42.4% versus a regional average of 44.8% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .