Business Bank Credit Access Statistics in Mozambique (2026)
According to World Bank World Development Indicators data, 11.1% of firms in Mozambique had a bank loan or line of credit in 2025. Up from 10% in 2018 to 11.1% in 2025 (+1.1 percentage points). Mozambique ranks #34 of 45 economies in Sub-Saharan Africa on this measure, and #129 of 145 globally.
Key Statistics
- Latest value (2025)
- 11.1% (2025)
- Business Bank Credit Access in Mozambique as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2018
- +1.1 pp (2025)
- Up from 10% in 2018 to 11.1% in 2025 (+1.1 percentage points).
- Earliest value in this dataset (2007)
- 14.2% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 14.2% in 2007 to 11.1% in 2025.
- Peak value (2007)
- 14.2% (2007)
- Highest value in the available series; the 2025 value is 11.1%.
- Rank in Sub-Saharan Africa
- #34 of 45 (2025)
- Mozambique ranks 34 of 45 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #129 of 145 (2025)
- Mozambique ranks 129 of 145 countries with data globally.
- Sub-Saharan Africa average
- 23% (2025)
- Mozambique (11.1%) is below the average of 23% across the 45 countries in Sub-Saharan Africa with data.
- Firms using banks to finance working capital (% of firms) (2025)
- 11.1% (2025)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2025)
- 15.6% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Mozambique (2024)
- 20.5% (2024)
- 20.5% of the population in Mozambique used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.6 million (2024)
- Mozambique had a population of 34.6 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 11.1% | +1.1 pp |
| 2018 | 10% | −4.2 pp |
| 2007 | 14.2% | — |
Frequently asked questions
What share of firms in Mozambique had a bank loan or line of credit?
11.1% of firms in Mozambique had a bank loan or line of credit in 2025, according to World Bank World Development Indicators data.
When did business bank credit access in Mozambique peak?
The highest value in the available series was 14.2% in 2007; the latest (2025) value is 11.1%.
How recent is the business bank credit access data for Mozambique?
The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Mozambique.
Where does the business bank credit access data for Mozambique come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Mozambique is from 2025; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .