Credit Card Usage Statistics in Nicaragua (2026)
In 2024, 2.1% of adults in Nicaragua used a credit card, according to World Bank Global Findex data. Down from 2.3% in 2021 to 2.1% in 2024 (−0.2 percentage points). Nicaragua ranks #20 of 20 economies in Latin America & Caribbean on this measure, and #108 of 142 globally.
Key Statistics
- Latest value (2024)
- 2.1% (2024)
- Credit Card Usage in Nicaragua as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.2 pp (2024)
- Down from 2.3% in 2021 to 2.1% in 2024 (−0.2 percentage points).
- Earliest value in this dataset (2014)
- 1.9% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1.9% in 2014 to 2.1% in 2024.
- Peak value (2017)
- 3.9% (2017)
- Highest value in the available series; the 2024 value is 2.1%.
- Rank in Latin America & Caribbean
- #20 of 20 (2024)
- Nicaragua ranks 20 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #108 of 142 (2024)
- Nicaragua ranks 108 of 142 countries with data globally.
- Latin America & Caribbean average
- 12.4% (2024)
- Nicaragua (2.1%) is below the average of 12.4% across the 20 countries in Latin America & Caribbean with data.
- Owns a credit card (% age 15+) (2024)
- 3.8% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Nicaragua (2024)
- 61.4% (2024)
- 61.4% of the population in Nicaragua used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 6.9 million (2024)
- Nicaragua had a population of 6.9 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 2.1% | −0.2 pp |
| 2021 | 2.3% | −1.6 pp |
| 2017 | 3.9% | +2.0 pp |
| 2014 | 1.9% | — |
Frequently asked questions
What share of adults in Nicaragua used a credit card?
2.1% of adults in Nicaragua used a credit card in 2024, according to World Bank Global Findex data.
Where does the credit card usage data for Nicaragua come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Nicaragua is from 2024; the snapshot was retrieved on 2026-06-10.
How has credit card usage in Nicaragua changed over time?
World Bank Global Findex data show a rise from 1.9% in 2014 to 2.1% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .