Business Working Capital Financing Statistics in Portugal (2026)
24.8% of firms in Portugal used banks to finance working capital in 2023, World Bank World Development Indicators data show. Down from 27.2% in 2019 to 24.8% in 2023 (−2.4 percentage points). Portugal ranks #30 of 43 economies in Europe & Central Asia on this measure, and #77 of 145 globally.
Key Statistics
- Latest value (2023)
- 24.8% (2023)
- Business Working Capital Financing in Portugal as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −2.4 pp (2023)
- Down from 27.2% in 2019 to 24.8% in 2023 (−2.4 percentage points).
- Earliest value in this dataset (2005)
- 20.3% (2005)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 20.3% in 2005 to 24.8% in 2023.
- Peak value (2019)
- 27.2% (2019)
- Highest value in the available series; the 2023 value is 24.8%.
- Rank in Europe & Central Asia
- #30 of 43 (2023)
- Portugal ranks 30 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #77 of 145 (2023)
- Portugal ranks 77 of 145 countries with data globally.
- Europe & Central Asia average
- 30.6% (2023)
- Portugal (24.8%) is below the average of 30.6% across the 43 countries in Europe & Central Asia with data.
- Firms with a bank loan/line of credit (% of firms) (2023)
- 48.2% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in Portugal (2024)
- 88.5% (2024)
- 88.5% of the population in Portugal used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.7 million (2024)
- Portugal had a population of 10.7 million in 2024 (World Bank); shown for scale only.
Trend, 2005–2023
| Year | % of firms | Change |
|---|---|---|
| 2023 | 24.8% | −2.4 pp |
| 2019 | 27.2% | +6.9 pp |
| 2005 | 20.3% | — |
Frequently asked questions
What share of firms in Portugal used banks to finance working capital?
24.8% of firms in Portugal used banks to finance working capital in 2023, according to World Bank World Development Indicators data.
How has business working capital financing in Portugal changed over time?
World Bank World Development Indicators data show a rise from 20.3% in 2005 to 24.8% in 2023.
How does Portugal compare with other countries in Europe & Central Asia?
Portugal ranks 30 of 43 countries in Europe & Central Asia with data, with 24.8% versus a regional average of 30.6% (latest values per country).
Where does Portugal rank globally on business working capital financing?
Portugal ranks 77 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BKWC.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .