Business Bank Credit Access Statistics in Portugal (2026)
According to World Bank World Development Indicators data, 48.2% of firms in Portugal had a bank loan or line of credit in 2023. Up from 47.3% in 2019 to 48.2% in 2023 (+0.9 percentage points). Portugal ranks #17 of 43 economies in Europe & Central Asia on this measure, and #35 of 145 globally.
Key Statistics
- Latest value (2023)
- 48.2% (2023)
- Business Bank Credit Access in Portugal as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- +0.9 pp (2023)
- Up from 47.3% in 2019 to 48.2% in 2023 (+0.9 percentage points).
- Record high (2023)
- 48.2% (2023)
- The 2023 value is the highest in the available World Bank World Development Indicators series for Portugal.
- Rank in Europe & Central Asia
- #17 of 43 (2023)
- Portugal ranks 17 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #35 of 145 (2023)
- Portugal ranks 35 of 145 countries with data globally.
- Europe & Central Asia average
- 44.8% (2023)
- Portugal (48.2%) is above the average of 44.8% across the 43 countries in Europe & Central Asia with data.
- Firms using banks to finance working capital (% of firms) (2023)
- 24.8% (2023)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2023)
- 17.2% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in Portugal (2024)
- 88.5% (2024)
- 88.5% of the population in Portugal used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.7 million (2024)
- Portugal had a population of 10.7 million in 2024 (World Bank); shown for scale only.
Trend, 2019–2023
| Year | % of firms | Change |
|---|---|---|
| 2023 | 48.2% | +0.9 pp |
| 2019 | 47.3% | — |
Frequently asked questions
What share of firms in Portugal had a bank loan or line of credit?
48.2% of firms in Portugal had a bank loan or line of credit in 2023, according to World Bank World Development Indicators data.
Where does the business bank credit access data for Portugal come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Portugal is from 2023; the snapshot was retrieved on 2026-06-10.
How has business bank credit access in Portugal changed over time?
World Bank World Development Indicators data show a rise from 47.3% in 2019 to 48.2% in 2023.
How does Portugal compare with other countries in Europe & Central Asia?
Portugal ranks 17 of 43 countries in Europe & Central Asia with data, with 48.2% versus a regional average of 44.8% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .