Formal & Mobile Money Savings Statistics in Romania (2026)
25.9% of adults in Romania saved at a formal financial institution or using a mobile money account in 2024, World Bank Global Findex data show. Up from 18.7% in 2021 to 25.9% in 2024 (+7.2 percentage points). Romania ranks #33 of 46 economies in Europe & Central Asia on this measure, and #83 of 142 globally.
Key Statistics
- Latest value (2024)
- 25.9% (2024)
- Formal & Mobile Money Savings in Romania as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +7.2 pp (2024)
- Up from 18.7% in 2021 to 25.9% in 2024 (+7.2 percentage points).
- Earliest value in this dataset (2011)
- 8.7% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 8.7% in 2011 to 25.9% in 2024.
- Record high (2024)
- 25.9% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Romania.
- Rank in Europe & Central Asia
- #33 of 46 (2024)
- Romania ranks 33 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #83 of 142 (2024)
- Romania ranks 83 of 142 countries with data globally.
- Europe & Central Asia average
- 41% (2024)
- Romania (25.9%) is below the average of 41% across the 46 countries in Europe & Central Asia with data.
- Saved at a bank or similar financial institution (% age 15+) (2024)
- 25.9% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Romania (2024)
- 91.3% (2024)
- 91.3% of the population in Romania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 19.1 million (2024)
- Romania had a population of 19.1 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 25.9% | +7.2 pp |
| 2021 | 18.7% | +5.1 pp |
| 2017 | 13.6% | +0.3 pp |
| 2014 | 13.3% | +4.6 pp |
| 2011 | 8.7% | — |
Frequently asked questions
What share of adults in Romania saved at a formal financial institution or using a mobile money account?
25.9% of adults in Romania saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.
How has formal & mobile money savings in Romania changed over time?
World Bank Global Findex data show a rise from 8.7% in 2011 to 25.9% in 2024.
How does Romania compare with other countries in Europe & Central Asia?
Romania ranks 33 of 46 countries in Europe & Central Asia with data, with 25.9% versus a regional average of 41% (latest values per country).
Where does Romania rank globally on formal & mobile money savings?
Romania ranks 83 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a.17a1.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .