Formal Savings Statistics in Singapore (2026)

According to World Bank Global Findex data, 60% of adults in Singapore saved at a formal financial institution in 2021. Down from 66.9% in 2017 to 60% in 2021 (−6.9 percentage points). Singapore ranks #5 of 16 economies in East Asia & Pacific on this measure, and #17 of 142 globally.

Latest value (2021)
60% (2021)
Formal Savings in Singapore as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
−6.9 pp (2021)
Down from 66.9% in 2017 to 60% in 2021 (−6.9 percentage points).
Earliest value in this dataset (2011)
58.4% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 58.4% in 2011 to 60% in 2021.
Peak value (2017)
66.9% (2017)
Highest value in the available series; the 2021 value is 60%.
Rank in East Asia & Pacific
#5 of 16 (2021)
Singapore ranks 5 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#17 of 142 (2021)
Singapore ranks 17 of 142 countries with data globally.
East Asia & Pacific average
42.9% (2021)
Singapore (60%) is above the average of 42.9% across the 16 countries in East Asia & Pacific with data.
Among women (2021)
58.8% (2021)
Value for women in Singapore, same 2021 World Bank Global Findex data.
Among men (2021)
61.3% (2021)
Value for men in Singapore, same 2021 World Bank Global Findex data.
Gender gap (women minus men)
−2.5 pp (2021)
In 2021, the figure was 58.8% for women and 61.3% for men — 2.5 percentage points lower among women.
Among the poorest 40% (2021)
51.4% (2021)
Value for adults in the poorest 40% of households in Singapore in 2021.
Poorest-40% gap vs national
−8.6 pp (2021)
The poorest 40% (51.4%) are 8.6 percentage points below the national figure (60%).
Internet use in Singapore (2024)
94.4% (2024)
94.4% of the population in Singapore used the internet in 2024 (World Bank); shown for context only.
Population (2024)
6 million (2024)
Singapore had a population of 6 million in 2024 (World Bank); shown for scale only.
Formal Savings in Singapore by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 60%−6.9 pp
2017 66.9%+20.7 pp
2014 46.2%−12.2 pp
2011 58.4%
Formal Savings in Singapore, 2011–2021Line chart of 4 observations from 2011 to 2021. Values range from 46.2% to 66.9%; the series starts at 58.4% in 2011 and ends at 60% in 2021.40%50%60%70%2011201420162018202158.4%60%
Fig. 1 — Formal Savings in Singapore, 2011–2021

Frequently asked questions

What share of adults in Singapore saved at a formal financial institution?

60% of adults in Singapore saved at a formal financial institution in 2021, according to World Bank Global Findex data.

When did formal savings in Singapore peak?

The highest value in the available series was 66.9% in 2017; the latest (2021) value is 60%.

How recent is the formal savings data for Singapore?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Singapore.

Source: World Bank Global Findex, indicator fin17a, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .