Credit Card Usage Statistics in Malta (2026)
According to World Bank Global Findex data, 33.6% of adults in Malta used a credit card in 2021. Down from 39.3% in 2017 to 33.6% in 2021 (−5.7 percentage points). Malta ranks #2 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #26 of 142 globally.
Key Statistics
- Latest value (2021)
- 33.6% (2021)
- Credit Card Usage in Malta as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- −5.7 pp (2021)
- Down from 39.3% in 2017 to 33.6% in 2021 (−5.7 percentage points).
- Earliest value in this dataset (2014)
- 33.5% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 33.5% in 2014 to 33.6% in 2021.
- Peak value (2017)
- 39.3% (2017)
- Highest value in the available series; the 2021 value is 33.6%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #2 of 18 (2021)
- Malta ranks 2 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #26 of 142 (2021)
- Malta ranks 26 of 142 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 11.5% (2021)
- Malta (33.6%) is above the average of 11.5% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Owns a credit card (% age 15+) (2021)
- 42.5% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Malta (2024)
- 93.9% (2024)
- 93.9% of the population in Malta used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 568,847 (2024)
- Malta had a population of 568,847 in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 33.6% | −5.7 pp |
| 2017 | 39.3% | +5.8 pp |
| 2014 | 33.5% | — |
Frequently asked questions
What share of adults in Malta used a credit card?
33.6% of adults in Malta used a credit card in 2021, according to World Bank Global Findex data.
How does Malta compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Malta ranks 2 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 33.6% versus a regional average of 11.5% (latest values per country).
Where does Malta rank globally on credit card usage?
Malta ranks 26 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
When did credit card usage in Malta peak?
The highest value in the available series was 39.3% in 2017; the latest (2021) value is 33.6%.
How recent is the credit card usage data for Malta?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Malta.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .