Formal & Mobile Money Savings Statistics in Moldova (2026)

In 2024, 7.1% of adults in Moldova saved at a formal financial institution or using a mobile money account, according to World Bank Global Findex data. Down from 8% in 2021 to 7.1% in 2024 (−1 percentage points). Moldova ranks #46 of 46 economies in Europe & Central Asia on this measure, and #136 of 142 globally.

Latest value (2024)
7.1% (2024)
Formal & Mobile Money Savings in Moldova as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−1 pp (2024)
Down from 8% in 2021 to 7.1% in 2024 (−1 percentage points).
Earliest value in this dataset (2011)
3.5% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 3.5% in 2011 to 7.1% in 2024.
Peak value (2017)
8.8% (2017)
Highest value in the available series; the 2024 value is 7.1%.
Rank in Europe & Central Asia
#46 of 46 (2024)
Moldova ranks 46 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#136 of 142 (2024)
Moldova ranks 136 of 142 countries with data globally.
Europe & Central Asia average
41% (2024)
Moldova (7.1%) is below the average of 41% across the 46 countries in Europe & Central Asia with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
7.1% (2024)
Related indicator from World Bank Global Findex.
Internet use in Moldova (2024)
77.4% (2024)
77.4% of the population in Moldova used the internet in 2024 (World Bank); shown for context only.
Population (2024)
2.4 million (2024)
Moldova had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Moldova by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 7.1%−1.0 pp
2021 8%−0.7 pp
2017 8.8%+1.9 pp
2014 6.8%+3.3 pp
2011 3.5%
Formal & Mobile Money Savings in Moldova, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 3.5% to 8.8%; the series starts at 3.5% in 2011 and ends at 7.1% in 2024.2%4%6%8%10%20112015202020243.5%7.1%
Fig. 1 — Formal & Mobile Money Savings in Moldova, 2011–2024

Frequently asked questions

What share of adults in Moldova saved at a formal financial institution or using a mobile money account?

7.1% of adults in Moldova saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

Where does the formal & mobile money savings data for Moldova come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Moldova is from 2024; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in Moldova changed over time?

World Bank Global Findex data show a rise from 3.5% in 2011 to 7.1% in 2024.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .