Wage Payments into Accounts Statistics in Spain (2026)

35.5% of adults in Spain received wage payments into an account in 2021, World Bank Global Findex data show. Down from 38.8% in 2017 to 35.5% in 2021 (−3.3 percentage points). Spain ranks #32 of 46 economies in Europe & Central Asia on this measure, and #49 of 140 globally.

Key Statistics

Latest value (2021): 35.5% (2021); Wage Payments into Accounts in Spain as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017: −3.3 pp (2021); Down from 38.8% in 2017 to 35.5% in 2021 (−3.3 percentage points).
Earliest value in this dataset (2014): 41.9% (2014); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 41.9% in 2014 to 35.5% in 2021.
Peak value (2014): 41.9% (2014); Highest value in the available series; the 2021 value is 35.5%.
Rank in Europe & Central Asia: #32 of 46 (2021); Spain ranks 32 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank: #49 of 140 (2021); Spain ranks 49 of 140 countries with data globally.
Europe & Central Asia average: 43.6% (2021); Spain (35.5%) is below the average of 43.6% across the 46 countries in Europe & Central Asia with data.
Among women (2021): 32.6% (2021); Value for women in Spain, same 2021 World Bank Global Findex data.
Among men (2021): 38.4% (2021); Value for men in Spain, same 2021 World Bank Global Findex data.
Gender gap (women minus men): −5.7 pp (2021); In 2021, the figure was 32.6% for women and 38.4% for men — 5.7 percentage points lower among women.
Internet use in Spain (2024): 95.8% (2024); 95.8% of the population in Spain used the internet in 2024 (World Bank); shown for context only.
Population (2024): 48.8 million (2024); Spain had a population of 48.8 million in 2024 (World Bank); shown for scale only.

Trend, 2014–2021

Wage Payments into Accounts in Spain by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2021	35.5%	−3.3 pp
2017	38.8%	−3.1 pp
2014	41.9%	—

Fig. 1 — Wage Payments into Accounts in Spain, 2014–2021

Frequently asked questions

What share of adults in Spain received wage payments into an account?

35.5% of adults in Spain received wage payments into an account in 2021, according to World Bank Global Findex data.

How recent is the wage payments into accounts data for Spain?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Spain.

Where does the wage payments into accounts data for Spain come from?

The data comes from the World Bank Global Findex (indicator fin32.acc). The latest observation for Spain is from 2021; the snapshot was retrieved on 2026-06-10.

How has wage payments into accounts in Spain changed over time?

World Bank Global Findex data show a decline from 41.9% in 2014 to 35.5% in 2021.

How does Spain compare with other countries in Europe & Central Asia?

Spain ranks 32 of 46 countries in Europe & Central Asia with data, with 35.5% versus a regional average of 43.6% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator fin32.acc, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.